ANPAC® Offers a Full Line of Coverages.

When you choose ANPAC and the Scott Turitto Agency, you get a professional agent who lives and works in your community, who understands your financial needs. Your local American National agent will meet with you personally to help you make sure your family's insurance protection has the right features for you, so that you're protected when you need it most!

Classic Car

Auto Insurance

Home Insurance

Life Insurance

Motorcycle Insurance


Recreational Vehicles


Classic Car

  It's All In The Name!
Each letter in CHROME® represents a different type of SPECIALTY VEHICLE we insure:
  • Classic, Antique**†, Modern Classic
  • Hot Rod or Street Rod, modified, built before 1949
  • Replica or Kit Car
  • Original un-restored**
  • Modified or Custom built after 1948**
  • Exotic, rare or unique, in excess of $100,000 in appraised value 

    **Vehicle must be at least 25 years old
    †Restored to original condition
Brilliant Specialty Car Protection
You've made a BIG INVESTMENT in your specialty car. Now let CHROME specialty car insurance from ANPAC® help you protect your investment with coverage designed for car buffs by car buffs. CHROME gives you many important benefits, including:
  • chromeMulti-CHROME Discount - If you own two or more specialty vehicles, American National has a discount just for you. Clients who own more than one collector car or truck can get up to 85% off CHROME's already affordable rates when more than one vehicle has Bodily Injury coverage.* Your discount increases with the number of qualifying CHROME vehicles on your account, whether they are in your garage or on the road.

    *The Multi-Chrome Discount applies to premium rates for Bodily Injury, Property Damage, Medical Payments, Personal Injury Protection, and Collision Coverage. Cars with Comprehensive coverage only do not qualify for this discount.
  • Personalized Service Through The Scott Turitto Agency - CHROME is sold exclusively through dedicated, full-service American National agents who can also provide you with a wide array of insurance products to give you the personalized service you deserve. 

  • Agreed Value Coverage - If your specialty car is determined to be a total loss, CHROME will pay you the vehicle's value as shown on your policy, less your deductible.

  • Generous Annual Mileage - With CHROME coverage you can enjoy driving your specialty vehicle up to 10,000 miles annually.

  • Roadside Service and Flatbed Towing - Mechanical breakdown? Lock your keys in your car? CHROME provides you with roadside assistance and flatbed towing** (where available). Learn more about EasyTow® here.

  • Repair Facility of Your Choice - If your specialty vehicle is damaged, you decide which repair facility will restore it.

  • $1000 Spare Parts Coverage - CHROME gives you up to $1000 in coverage for loss to spare parts that you own for your specialty vehicle.

  • Five Star Claim Service® - We're available 24 hours a day, 7 days a week, to answer your claims questions, process your claims as quickly as possible, and get you and your specialty vehicle back on the road. Learn more about it here.

  • Common Cause of Loss Deductible - With this unique, money-saving feature, you pay only one deductible per occurrence regardless of the number of property items damaged or destroyed when all are insured by American National.*** Learn more about Common Cause of Loss Deductible here.

    **An additional charge may apply where available.
    ***Not available in American National LifeTimesTM.
New iPhone App for Classic-Car Enthusiasts Now Available.

CHROME® iPhone app offers classic-car price guide for car buffs, has car show directory, photos, email features.


iPhone users can now download the CHROME® iPhone Application, the first app to include a price guide for classic and antique automobiles.

Instead of carrying a Blue Book, Black Book, or relying on limited online information, iPhone users who download the new CHROME® can have at their fingertips:

  • Price guide data - access an auto price guide containing information on over 40,000 models of vehicles (courtesy of F+W Media)
  • A road-trip journal - Log each stop using GPS technology as you travel, adding notes and photographs.
  • Locate a car show near you - Searchable by name and location, mapping the nearest car shows to your current location. Get directions or tell a friend about an event e-mailing the information directly from the app.
  • Take and store - pictures of classic and specialty automobiles while you are at the car show or cruise-in.
  • Share images - of collector cars featured in the ANPAC® CHROME Calendar.

CHROME specialty car insurance, from American National Property and Casualty Companies (ANPAC®), is offering the app for $1.99 per download, available at the Apple App Store.

Download the CHROME iPhone App   Learn more about CHROME specialty car insurance   Watch Chrome iPhone App Demo video on YouTube

App pricing and availability subject to change. Apple, iPhone, and App Store are trademarks of Apple, Inc.